Thursday, 15 January 2015
25 Ways to Deal with Stress and Anxiety
Torture. Beatings. Loss of property. The death of loved ones. These were
just some of the enormous challenges the Muslims of Makkah faced in the
seventh century following their acceptance of Islam in fiercely tribal and
polytheistic Makkah.
Detention. Harassment. Beatings. Discrimination. Loss of Job. Profiling.
Hate Crimes. Constant media attention. Surveillance. These are just some of
the challenges Muslims in America today face, post-9/11. Like our
predecessors in Makkah, we have begun to face great stress, anxiety, and
pressure, more than ever in our recent history on this continent, although
Muslims who were brought here as slaves faced worse than what we can even imagine.
1. Ask Him. He Listens: DU`A
Turn each anxiety, each fear and each concern into a Dua (supplication). Look at it as another reason to submit to God and be in Sajdah (prostration), during which you are closest to Allah. God listens and already knows what is in your heart, but He wants you to ask Him for what you want.
The Prophet said: Allah is angry with those who do not ask Him for anything
(Tirmidhi).
The Prophet once said that in prayer, he would find rest and relief (Nasai). He would also regularly ask for God's forgiveness and remain in prostration during prayer praising God (Tasbeeh) and asking for His forgiveness (Bukhari).
Allah wants you to be specific. The Prophet advised us to ask Allah for exactly what we want instead of making vague Duas. Dua is the essence of worship (the Prophet as quoted in Tirmidhi).
"Call on your Lord with humility and in private: for Allah loveth not those who trespass beyond bounds. Do not make mischief on the earth, after it hath been set in order, but call on Him with fear. And longing (in your hearts): for the mercy of Allah is (always) near to those who do good" (Quran 7:55-56).
2. Tie your Camel: DO YOUR PART
One day Prophet Muhammad, peace and blessings be upon him, noticed a Bedouin leaving his camel without tying it. He asked the Bedouin, "Why don't you tie down your camel?" The Bedouin answered, "I put my trust in Allah." The Prophet then said, "Tie your camel first, then put your trust in Allah" (Tirmidhi).
Muslims must never become fatalistic. Although we know only Allah is in control and that He has decreed all things, we are each responsible for making the right choices and doing the right thing in all situations of our lives. We must take action (link to planning articles on SV). We must work to alleviate the hardships we, our families and our communities face.
Ask yourself the following questions if you are worried about the state of the world: are you part of the peace movement? Is your Masjid part of the peace movement? Are you part of an interfaith group with an agenda of peace and justice? Are you working with a group fighting discrimination? If your answer is no, it is time that you sat down to plan your share of time and money in finding solutions to the problems you face.
"Verily Allah does not change men's condition unless they change their inner selves" (Quran 13: 11).
Turn each worry into a Du`a and each Du`a into an action plan. That will show your commitment to your request and will focus your energy in the right direction.
3. Remember that human responsibility is limited
While we need to carry out our duty to the best of our abilities, always remember that you don't control the outcome of events. Even the Prophets did not control the outcome of their efforts. Some were successful, others were not. Once you have done your duty, leave the results to Allah. Regardless of the results of your efforts, you will be rewarded for the part you have played.
However, never underestimate your abilities. Understand the concept of Barakah (blessings from Allah) and remember that Allah can and Insha Allah will expand them if you are sincerely exerting your energies for the right path.
4. Leave the world behind you FIVE TIMES A DAY
Use the five daily prayers as a means to become more Hereafter-oriented and less attached to this temporary world. Start distancing yourself as soon as you hear Adhan, the call to prayer. When you perform Wudu, keep repeating Shahada, the declaration of faith, as water drops slip down your face, hands, arms, and hair. When you stand ready to pray, mentally prepare yourself to leave this world and all of its worries and stresses behind you.
Of course, Shaytan will try to distract you during prayer. But whenever this happens, go back and remember Allah. The more you return, the more Allah will reward you for it. Also, make sure your Sajdas (prostrations) are talking Sajdas, in which you are really connecting to God and seeking His Mercy, praising Him, and asking His forgiveness. (link to Sajda article...ramadan page)
5. Seek help through SABR
Seek help through Sabr and Salat (Quran 2:45).
This instruction from Allah provides us with two critical tools that can ease our worries and pain. Patience and prayer are two oft-neglected stressbusters. Sabr is often translated as patience but it is not just that. It includes self-control, perseverance, endurance, and a focused struggle to achieve one's goal. Unlike patience, which implies resignation, the concept of Sabr includes a duty to remain steadfast to achieve your goals despite all odds.
Being patient gives us control in situations where we feel we have little or no control. 'We cannot control what happens to us but we can control our reaction to our circumstances' is the mantra of many modern-day self-help books. Patience helps us keep our mind and attitude towards our difficulties in check.
6. Excuse Me! You are Not Running the World, HE is.
It is important to remind ourselves that we don't control all the variables in the world. God does. He is the Wise, the All-Knowing. Sometimes our limited human faculties are not able to comprehend His wisdom behind what happens to us and to others, but knowing that He is in control and that as human beings we submit to His Will, enriches our humanity and enhances our obedience (Uboodiah in Arabic) towards him. Read the story of the encounter of Moses with the mysteries behind God's decision (Quran: 18:60-82). Familiarize yourself with God's 99 Names, which are also known as His Attributes. It is a powerful way of knowing Him.
"God-there is no deity save Him, the Ever-Living, the Self-Subsistent Fount of All being. Neither slumber overtakes Him, nor sleep. His is all that is in the heavens and all that is on earth. Who is there that could intercede with Him, unless it be by His leave? He knows all that lies open before men and all that is hidden from them, whereas they cannot attain to aught of His knowledge save that which He wills them to attain. His eternal power overspreads the heavens and the earth, and their upholding wearies Him not. And He alone is truly exalted, tremendous." (Quran 2:255).
The Prophet recommended reading this verse, known as Ayat al kursi, after each prayer, Allah's peace and blessings be upon him. Once Ali, may Allah be pleased with him, approached the Prophet during a difficult time and he found the Prophet in Sajda, where he kept repeating "Ya Hayy Ya Qayyum", words which are part of this verse.
7. Birds Don't Carry their Food
Allah is al Razzaq (the Provider).
"How many are the creatures that carry not their own sustenance? It is Allah Who feeds them and you, for He hears and knows all things (Quran 29:60)."
By reminding yourself that He is the Provider, you will remember that getting a job or providing for your family in these economically and politically challenging times, when Muslims are often the last to be hired and the first to be fired, is in God's Hands, not yours. As Allah says in the Quran:
"And He provides for him from (sources) he never could imagine. And if anyone puts his trust in Allah, sufficient is (Allah) for him. For Allah will surely accomplish His purpose. Verily, for all things has Allah appointed a due proportion (Quran 65:3).
8. God controls Life and Death
If you fear for your physical safety and security, remember that only Allah gives life and takes it back and, that He has appointed the time for it. No one can harm you except if Allah wills. As He says in the Quran:
"Wherever you are, death will find you out, even if you are in towers built up strong and high!" (Quran 4:78).
9. Remember that life is short
It's easy to get caught up in our own stress and anxiety. However, if we remember that our life is short and temporary, and that the everlasting life is in the Hereafter, this will put our worries in perspective.
This belief in the transitory nature of the life of this world reminds us that whatever difficulties, trials, anxieties, and grief we suffer in this world are, Insha Allah, something we will only experience for a short period of time. And more importantly, if we handle these tests with patience, Allah will reward us for it.
10. Do Zikr, Allah, Allah!
"... without doubt in the remembrance (Zikr) of Allah do hearts find tranquility"
(Quran 13:28).
If you commute, use your time in Zikr. Pick any Tasbeeh and do that instead of listening to the radio or reading the newspaper. Maybe you can divide it up between Zikr and planning. Personally, I recite the Tasbeeh of "Subhana Allahe wa be hamdihi, subhan Allahil Azeem" 100 times as I drive. The Prophet taught us these two short phrases which are easy to say but will weigh heavy on our scale of good deeds in the Hereafter.
When your heart feels heavy with stress or grief, remember Allah and surround yourself with His Zikr. Zikr refers to all forms of the remembrance of Allah, including Salat, Tasbeeh, Tahmeed, Tahleel, making supplication (Dua), and reading Quran.
"And your Lord says: 'Call on Me; I will answer your (prayer)..." (Quran 40:60)
By remembering Allah in the way He has taught us to, we are more likely to gain acceptance of our prayers and His Mercy in times of difficulty. We are communicating with the only One Who not only Hears and Knows all, but Who can change our situation and give us the patience to deal with our difficulties.
"Remember Me, and I shall remember you; be grateful to Me, and deny Me not"
(Quran 2:152).
11. Relying on Allah: Tawakkul
When you awaken in the morning, thank Allah for giving you life after that short death called sleep. When you step out of your home, say 'in Your Name Allah, I put my trust in Allah, and there is no power or force except with Allah' (Bismillahi Tawakal to al Allah wa la hawla wa la quwwata illa billah). At night, remember Allah, with His praises on your lips.
Once you have established a plan you intend to follow through on to deal with a specific issue or problem in your life, put your trust in the most Wise and the All-Knowing.
"When you have taken a decision, put your trust in Allah" (Quran 3: 159).
Rely on Allah by constantly remembering Him throughout your day. When you
lay down to sleep, remember that sleep is death. That is why one of the recommended supplications before going to sleep is "with Your (Allah's) Name I die and become alive".
12. Connect with other human beings
You are not alone. Muslims are not alone. We are not suffering in silence. There are millions of good people who are not Muslim with beautiful hearts and minds. These are people who have supported us, individually and collectively, post-9/11, by checking up on us and making sure we are safe. These are individuals and organizations who have spoken up in defense of Muslims as we endured harassment and discrimination.
We must think of them, talk to them, connect with them, and pray for them. Through our connections, we will break the chain of isolation that leads to depression and anxiety.
13. Compare your dining table with that of those who don't have as much as you do
The Prophet said: Whenever you see someone better than you in wealth, face or figure, you should look at someone who is inferior to you in these respects (so that you may thank Allah for His blessings) (Bukhari, Muslim).
Next time you sit down to eat, eye the table carefully. Check out the selection of food, the quality, the taste, the quantity, and then think of the millions of others who don't have even half as much. The Prophet's Hadith reminds us of this so that we can appreciate and thank God for all that we have.
Also remember that the Prophet only encouraged us to compare ourselves to others in two respects: in our Islamic knowledge and level of belief in God (Deen). In these two areas, we should compare ourselves with those who have more than what we do.
14. Say it Loud: Allahu Akbar, Allahu Akbar: Takbirat & Adhan
Find a corner of a lake, go out in the wilderness, or even stand on your lawn at your home and call the Adhan with your heart. While driving, instead of listening to the same news over and over again, say Allahu Akbar as loudly as you can or as softly as you want, based on your mood. Year ago, I remember calling Adhan on a Lake Michigan shore in Chicago after sunset as the water gushed against my knees. I was calling it for myself. There was no one else accept the waves after waves of water with their symphony. It was relaxing and meaningful. Allahu Akbar, Allahu Akbar.
15. Pray in congregation (Jamat)
Pray with other people instead of alone. If you can't pray all five prayers in congregation, at least find one or two prayers you can pray with others. If you are away, establish Jamat in your own family. During the Prophet's time, even though the Muslims endured great persecution, including physical beatings, they would sometimes meet on the side of a mountain or valley and tried to pray together. This is a great morale booster.
16. How is your Imam's Dua?
Does the Imam at your local mosque make Dua silently or out loud? Ask him to supplicate with the whole congregation. Suggest Duas for him to make. Ask him to make Dua for other people.
17. Work for the Unity of Muslims
Bringing Muslims together will not only help the Muslims, but it will also encourage you to focus your energies on something constructive versus zeroing in on and consistently fretting about difficulties you are going through.
Invite Muslims from other ethnic groups to your functions. Visit Masjids other than yours in your city. When you meet a Muslim leader, after thanking him for his efforts, ask him what he is doing for Muslim unity. Ask Imams to make Dua for this. These are just small ways you can help yourself and the Muslim community.
18. Sleep the way the Prophet slept
End your day on a positive note. Make Wudu, then think of your day. Thank Allah for all the good things you accomplished, like Zikr and Salat. Ask yourself what you did today to bring humanity together and what you did to help Muslims become servants of humanity. For everything positive, say Alhamdu lillah (Praise be to Allah). For everything negative say Astaghfirullah wa atoobo ilayk (I seek Allah's forgiveness and I turn to You [Allah]). Recite the last two chapters of the Quran, thinking and praying as you turn on your right side with your hand below your right cheek, the way the Prophet used to sleep. Then close your day with the name of Allah on your tongue. Insha Allah, you will have a good, restful night.
19. Begin the Day on a Positive Note
Get up early. Get up thanking God that He has given you another day. Alhamdu lillahil lazi ahyana bada ma amatana, wa ilaihin Nushoor (Praise be to Allah Who gave us life after death and unto Him will be the return). Invest in an audio tape driven alarm clock so you can get up to the melody of the Quran. Or Let Dawud Wharnsby's joyful notes put you in a good mood. Sing along if you like. Develop your to do list for the day if you didn't do it the night before. Begin with the name of Allah, with Whose name nothing in the heavens or the earth can hurt you. He is the Highest and the Greatest.
(Bismillahillazi la yazurru maa ismihi shaiun fil arze wa la fis samae, wahuwal Alee ul Azeem).The Prophet used to say this after every Fajr and Maghrib prayers.
20. Avoid Media Overexposure: Switch from News to Books
Don't spend too much time checking out the news on the radio, television or internet. Spend more time reading good books and journals. When you listen to the persistent barrage of bad news, especially relating to Muslims nowadays, you feel not only depressed, but powerless. Cut down media time to reduce your stress and anxiety. It's important to know what's going on but not to an extent that it ruins your day or your mood. (similarly, when you are in a sad mood, refrain from wallowing and listening to sad songs)
21. Pray for Others to Heal Yourself.
The Prophet was always concerned about other people, Muslims and non-Muslims, and would regularly pray for them. Praying for others connects you with them and helps you understand their suffering. This in itself has a healing component to it. The Prophet has said that praying for someone who is not present increases love.
22. Make the Quran your Partner
Reading and listening to the Quran will help refresh our hearts and our minds. Recite it out loud or in a low voice. Listen to it in the car. When you are praying Nafl or extra prayers, pick it up and use it to recite portions of the Quran you are not as familiar with. Connecting to the Quran means connecting to God. Let it be a means to heal your heart of stress and worries. Invest in different recordings of the Quran and their translations.
"O humanity! There has come to you a direction from your Lord and a cure for all [the ills] in men's hearts - and for those who believe, a Guidance and a Mercy" (Quran 10:57).
23. Be thankful to Allah
"If you are grateful, I will give you more" (Quran 14:7).
Counting our blessings helps us not only be grateful for what we have, but it also reminds us that we are so much better off than millions of others, whether that is in terms of our health, family, financial situation, or other aspects of our life. And being grateful for all we have helps us maintain a positive attitude in the face of worries and challenges we are facing almost daily.
24. Ideals: ONE STEP AT A TIME
Ideals are wonderful things to pursue. But do that gradually. Think, prioritize, plan, and move forward. One step at a time.
25. EFFORTS not Results Count in the Eyes of Allah
Our success depends on our sincere efforts to the best of our abilities. It is the mercy of Allah that He does not demand results, Alhamdu lillah. He is happy if He finds us making our best sincere effort. Thank you Allah!
source
Sunday, 11 January 2015
KEDAH FISHING PACKAGES
Prices
quoted are per person Adult in Ringgit Malaysia (RM)
Destination
~ Fishing
|
Afternoon
Fishing Trip
|
||
|
Ref
No
A3/46
|
Outbound From | RM 280 / USD 77 |
| Kuala Dulang | ||
|
ITINERARY
4 hour trip
Afternoon Departure - 1630 hrs
Distance: 3 hours return Price Valid for 6 Person Group, per person.
INCLUDES
* Boat can accommodate up to 10 people.
NOTE
* Food not included * Rental during full moon only
*
Return transfer Kuala Lumpur/ Dulang available
* Accommodation can be arranged
* Other package attachments available
* Variable number of persons per group
accepted with different rates, contact us.
|
Destination
~ Fishing
|
Full Day Fishing Trip
|
||
|
Ref
No
A3/47
|
Outbound From | RM 350 / USD 95 |
| Kuala Dulang | ||
|
ITINERARY
12 hour trip
Morning Departure - 0700 hrs
Distance: 3 hours return Price Valid for 6 Person Group, per person.
INCLUDES
* Boat can accommodate up to 10 people.
NOTE
* Food not included * Rental during full moon only
*
Return transfer Kuala Lumpur/ Dulang available
* Accommodation can be arranged
* Other package attachments available
* Variable number of persons per group
accepted with different rates, contact us.
|
Destination ~ Speedboat - Ocean Fishing
Half Day Langkawi Fishing Charter |
|
Ref. No
C2/03
|
Outbound From
|
Price as
below per person
|
|
Langkawi
|
ITINERARY
- Speedboat to a
great fishing spot in the Langkawi Islands
about 3 hrs fishing
- Fishing - Return to
Langkawi
INCLUDES
Includes Fishing
Gears, Bait and Mineral Water
Flexible Scheduling.
NOTE
Tour
lasts about 4 hours.
|
Aquarium Tips: Sepat hardy species, unique

FISH sepat (Gourami) is considered one of the rare species maintained by the aquarium owners. This is because many who described the species is difficult preserved. And there are also species of the opinion that there is no commercial value.
However, less aquarium owners also maintain that because this species is more difficult than uniqueness found in ditches or ponds that before this becomes the main habitats.
Please note there are four types of fish sepat - Honey Gourami (COLISA chuna), Dwarf Gourami (COLISA lalia), Pearl Gourami (Trichogaster leeri) and Blue Gourami (Trichogaster trichopterus).

Each species displays different physical properties and has attracted its own force because many owners have started to collect fish species is considered endangered.
Many may not know that this species is considered easy to maintain than other species. This is because they are considered hardy and need not care too neat and easy living.
Price less than RM5 and a variation of this Sepat has caused many aquarium shop owners began to sell because it has gained a place among aquarium owners.
Four types of fish has a habit sepat nutrition, reproduction, compatibility and aquarium lighting and preparation habits opinion matching and requires only minimal maintenance.

This species is fond of dry food, either in the form of thin sheets or details. It was deemed not too choose in the selection of food.
Sepat reproduce spawn. It is quite comfortable with a bright aquarium lighting without the sun.
This is not the type of fish predators. Hence, it is friendly with other fish. Landscape aquarium that is suitable to enter the water in dense vegetation.
Opinion habit is lobby-like hovering below the surface. However in terms of water, Honey Gourami is compatible with water pH6.8, plasticity H7 water, water temperature 28 degrees Celsius, grow up to 6 cm and 80-liter water reservoir. Dwarf Gourami (pH6, H7, 28 degrees Celsius, 6cm, 80 liters), Pearl Gourami (pH7, H8, 10cm, 26 degrees Celsius and 100 liters) and Blue Gourami (pH6.8, H6, 27 degrees Celsius, 15cm and 200 liters).
Source
Salt Water Fishing Equipment - 20 Tips To Buy The Right Type
By
Abhishek Agarwal
Angling of different sorts in the fresh water lakes most oft requires simple equipments like rod, reel and bait. However, this angling is done using different methods of angling.
The saltwater fishing is quite a unique experience with a real feel and style. Though it is far less famous as compared to the fresh water fishing, salt water fishing as well is quite much fun and exciting means to fish.
Here are the key features of the equipments used in the salt water fishing as they are somewhat different from their fresh water options:
1. The saltwater fishing equipments are fundamentally just like those of their freshwater correspondents, but they out to be far stronger and durable.
2. Saltwater fishing equipments must be strong enough to handle the weight of the fish that are much heavier than their fresh water counterparts.
3. These equipments must also be able to take up the effects of salt of the waters.
4. Next, you must be sure as to which fish you wish to angle as this would effect the equipments you have shop or hire on rent.
5. The reels that are made to fish in saltwater are generally open faced rather than being closed.
6. These open reels are used in quite a different way as compared to the freshwater angling.
7. The reels meant for saltwater are generally made of the tough and durable metals.
8. These metals are specially treated so these can withstand the rust and other related ailments.
9. Their durability is such that even with that blue marlin, the reel would not shatter in to pieces.
10. Similarly the rods meant for salt water are also made very strong and durable.
11. The manufacturers use reinforced composite materials to create salt water rods that are strong enough to maintain the structural integrity of the equipment while reeling a 50 plus pound fish.
12. Actually as the salt water lakes and sea are full of the big fish, so the test of these fishing lines must also come out to be stronger.
13. Saltwater fishing actually requires line tests for a 100 pounds or more, as this is the minimum to catch just any thing in a sea.
14. The saltwater fishing equipments are much bigger in the size as well.
15. They are durable and reliable for all sorts of angling, absolutely down to the hooks.
16. The hooks that are used to catch the large salt water fish are about 10 times as compared to any normal fishing hooks.
17. These hooks must also have a good grip to catch the fish.
18. These are strong enough to handle the ferocious fight of the heavy fish as well.
19. The salt water hooks are made of very strong metal compound that is quite stronger that the metals used to make the hooks for fresh water fishing.
20. The salt water fishing hooks are generally baited with the minnows or the other small fish that are used to lure the hunt.
Saltwater fishing is a fun event that can give you memories to cherish for years together. Try it once and feel the experience!
Angling of different sorts in the fresh water lakes most oft requires simple equipments like rod, reel and bait. However, this angling is done using different methods of angling.
The saltwater fishing is quite a unique experience with a real feel and style. Though it is far less famous as compared to the fresh water fishing, salt water fishing as well is quite much fun and exciting means to fish.
Here are the key features of the equipments used in the salt water fishing as they are somewhat different from their fresh water options:
1. The saltwater fishing equipments are fundamentally just like those of their freshwater correspondents, but they out to be far stronger and durable.
2. Saltwater fishing equipments must be strong enough to handle the weight of the fish that are much heavier than their fresh water counterparts.
3. These equipments must also be able to take up the effects of salt of the waters.
4. Next, you must be sure as to which fish you wish to angle as this would effect the equipments you have shop or hire on rent.
5. The reels that are made to fish in saltwater are generally open faced rather than being closed.
6. These open reels are used in quite a different way as compared to the freshwater angling.
7. The reels meant for saltwater are generally made of the tough and durable metals.
8. These metals are specially treated so these can withstand the rust and other related ailments.
9. Their durability is such that even with that blue marlin, the reel would not shatter in to pieces.
10. Similarly the rods meant for salt water are also made very strong and durable.
11. The manufacturers use reinforced composite materials to create salt water rods that are strong enough to maintain the structural integrity of the equipment while reeling a 50 plus pound fish.
12. Actually as the salt water lakes and sea are full of the big fish, so the test of these fishing lines must also come out to be stronger.
13. Saltwater fishing actually requires line tests for a 100 pounds or more, as this is the minimum to catch just any thing in a sea.
14. The saltwater fishing equipments are much bigger in the size as well.
15. They are durable and reliable for all sorts of angling, absolutely down to the hooks.
16. The hooks that are used to catch the large salt water fish are about 10 times as compared to any normal fishing hooks.
17. These hooks must also have a good grip to catch the fish.
18. These are strong enough to handle the ferocious fight of the heavy fish as well.
19. The salt water hooks are made of very strong metal compound that is quite stronger that the metals used to make the hooks for fresh water fishing.
20. The salt water fishing hooks are generally baited with the minnows or the other small fish that are used to lure the hunt.
Saltwater fishing is a fun event that can give you memories to cherish for years together. Try it once and feel the experience!
Abhishek is an avid Fishing enthusiast and he has got some great Fishing Secrets up his sleeves! Download his FREE 116 Page Ebook, "Fishing Mastery!" from his website http://www.Fishing-Masters.com/772/index.htm. Only limited Free Copies available.
Article Source: http://EzineArticles.com/?expert=Abhishek_Agarwal
2015 Tahun Sukar? – Penganalisa Ekonomi
Ulasan ekonomi Malaysia oleh Prof Dr Hoo Ke Ping (Penganalisis Ekonomi) di rancangan Nasi Lemak Kopi O (27/12/14)
Negara kita semakin menghampiri krisis kegawatan ekonomi. Ekoran harga minyak dunia semakin menurun, ringgit malaysia semakin tenat
Nasihat beliau kepada semua rakyat Malaysia terutama muda mudi;
1. Berjimat cermat. Berbelanja bila perlu sahaja. Berhati hati dengan YES (YEAR END SALE) sebab pembaziran boleh berlaku di suasana SALE ini
2. Elakkan berhutang kerana di masa akan datang interest dr pihak bank akan naik. Kelak kita MATI untuk membayar interest yg tinggi
3. JGN BELI PROPERTY dlm masa 2-3 tahun ini kerana harga rumah pasti akan turun spt yg sudah berlaku di Singapura dan UK kerana ‘OVERSUPPLY’
Tambah beliau di sekitar lebuh raya Kesas shaja, sejumlah 20ribu unit property dah mendapat CF namun hanya 20-30% shja yg terisi
Oleh itu rancang untuk memiliki sebuah property apabila hrga rumah turun dan EKONOMI semakin pulih
4. Lakukan investment jgka pjg utk mengembang wang. Pelbagai peluang investment ada seperti insurans, tabung haji, unit trust, saham, dll. Jangan hanya menabung dalam bank
Selamat Menempuh tahun 2015 yang penuh mencabar ini. Selamat Tahun Baru
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